但很多人说区块链不适合做支付，尤其是即时支付。在tps基本靠吹的大环境下，真能达到可支持线下新零售场景中即时支付的，少之又少。即便能实现即时支付，也常常会受到质疑。常见的质疑是，为什么要用区块链做支付。中心化的支付不是比区块链高效得多吗？
But many people say that block chains are not suitable for payment, especially instant payment. In a tps environment that is basically blown, it really reaches the point of immediate payment in the new retail scenes below the line of support. Even if immediate payment can be achieved, it is often questioned. The common question is why the block chain should be used for payment.
说到高效，实际上区块链还真比传统支付高效。尤其是跨境支付和跨行支付。拿最慢的比特币和银行系统比。比特币转账速度很慢，最终确定一笔交易需要1个小时。但这也比银行跨境的支付速度要快得多，甚至都比国内跨行转账2小时到账速度还快一倍。
In terms of efficiency, the block chain is actually more efficient than traditional payments. In particular, cross-border payments and cross-line payments. Take the slowest bitcoin and banking systems. Bitcoin transfers are slow, and it takes an hour to finalize a transaction.
而在目前最新的点对点USDT承兑支付通道体系出来后，改变了所有支付行业的看法
And now the latest point has changed the perception of all payment industries since the system came out of the USDT acceptance channel.
USDT恒定价格，锚定1:1美元，不会出现多大的波动，是对标美元的稳定数字资产币种。相比于比特币、以太坊等主流的波动较大的币种来说。它是数字资产的黄金。早在USDT刚出来的时候，在数字资产币种只有波动的情况下，币圈的人就非常希望能有个稳定恒定的币种出现。而USDT的出现，解决了当时行业的痛点。
The USDT constant price, the anchoring of $1:1, does not cause much fluctuations, but is a stable dollar-denominated asset currency. It is gold for digital assets, compared to the dominant currencies of Bitcoin, Ethel, and so on. As early as the time the USDT came out, when the currency of digital assets was only volatile, the people in the currency circle very much wanted a stable currency to emerge.
用在目前，行业在选定数字资产作为支付来结算，首先考虑的就是稳定币种，而在稳定币中，靠谱知名的无疑是USDT首当其冲！
For the time being, industry selects digital assets for payment, the first consideration being the stable currency, where the well-known USDT will undoubtedly bear the brunt!
在支付方面，玩家与传统支付感觉是没有太大变化。一样是入金，跳转支付收银界面。可扫码或者转账都可以。
In terms of payments, the player does not feel much the same as the traditional payment. The same thing is a cash check, a cash check. You can either sweep it or transfer it.
但是如果你们要做支付系统、或者是代理、还是选择当承兑商多少要了解下整个支付体系。
But if you want to be a payment system, or a proxy, or if you choose to be an introspector, you need to know more about the entire payment system.
流程是这样的，用户入金，跳转到支付界面，支付界面的收款信息是由承兑商提供（承兑商是支付平台招募而来的收款方，专门解决收款问题）用户入金后，承兑商收到钱，点击确认，系统自动把承兑商的USDT币种，回调给商户那边。
The process is as follows: the user receives the money and jumps to the payment interface, where the receipt information is provided by the recipient (the recipient is the recipient of the recruitment to the platform and specifically addresses the collection problem). The recipient receives the money, clicks the confirmation, and the system automatically returns the recipient's USDT currency to the vendor.
回调成功率方面：基本上不存在支付回调问题，因为不是传统线上支付模式。它是点对点模式，正常流程百分百，除非是有异议订单。
In terms of the rate of return success: basically there is no question of a return payment, because it is not a traditional online payment model. It is a point-to-point model, with a normal process 100 per cent unless there is an objection order.
无论您这边是要做支付系统，还是要找支付通道的商户，还是想要做代理，还是需要做承兑商。支付方面的疑虑问题都可以联系我这边！
Whether you want a payment system, a payment channel dealer, an agent, or an underwriter, you can contact me about the question of payment.
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