最近一段时间，以比特币为代表的虚拟货币全面大幅下跌，并遭遇了一轮抛售潮。比特币价格在16日跌破10000美元心理整数位，并创3年以来最大单日跌幅。
In recent times, the virtual currency, represented by bitcoin, has fallen sharply across the board and has experienced a wave of dumping. Bitcoin prices have fallen by $10,000 on 16 days, the largest single-day fall in three years.
然而，两天深跌后，虚拟货币18日集体反弹，比特币重返11000美元上方，比特币、瑞波币、莱特币等均较此前低点大幅反弹。
However, after a deep fall of two days, the virtual currency rebounded collectively on 18 days, Bitcoin returned above $11,000, and Bitcoin, Ripcoin, Laitco, etc. all rebounded significantly at lower points than before.
比特币价格自2010年诞生以来，累计涨幅已经超过百万倍。可以说近年来，暴涨、暴跌、庞氏骗局……虚拟货币在资本市场上演多场惊悚“鬼故事”。
Bitcoin prices have increased by more than a million times since they were born in 2010. In recent years, it can be said that virtual currency has played many scary “ghost stories” in capital markets.
随着韩国、日本和中国表示要采取监管措施，法国和美国的官员也承诺调查加密货币，外界担忧全球将加速协调对加密货币的监管行动。
比特币：虚拟的商品 真实的风险
bitcoin: Virtual goods real risks
互联网专家 包冉 在《央视财经评论》表示，目前虽然有政策的相关的管理，而且监控的力度越来越大，越来越严，但是出于对数字货币未来期待和信任，但“期待”是要打引号的，很多用户包括现在正在从事比特币的挖矿、交易、用户，未必真的能够感受到这里面安全潜在的风险。
Internet experts in the Financial Intelligence Review say that while there is policy-related management and surveillance is increasing and tightening, expectations and trust for the future of digital money are high, and many users, including now engaged in bitcoin mining, trading, and users, do not necessarily feel the potential security risks.
央视财经评论员 刘戈 表示，现在有了比特币，还有一千多种，各种山寨的，各种各样的虚拟货币。这些币，第一个出来，大家信的比较多，但是以后整个市场会迅速变成一个大泡沫，这个泡沫最后会把所有都淹进去。
Yogo, a financial reviewer, said that there are now a thousand bitcoins, more than 1,000 of them, and a variety of virtual currencies. These coins, the first to come out, have a lot of faith, but the whole market will quickly turn into a big bubble, which will eventually flood all of them.
专家：区块链前景光明，看好却不神话
对于区块链技术，一些专家表示虽然看好前景，但是它不是神话。
For block chain technology, some experts indicated that it was not a myth, although it was good for the future.
500金研究院院长 肖磊 认为，区块链肯定会给互联网或者其他的商业形式带来基础性、组织性的重构，因为它能让更多业务的交易成本更低，信用成本也变得更低，推动整个经济社会效率的提升上一个台阶。
The director of the 500 Gold Institute, Shaw, argued that the block chain would certainly bring a fundamental, organizational re-engineering of the Internet or other forms of business, as it would make the transaction costs of more businesses lower and the credit costs lower, driving the overall economic and social efficiency up to one step.
复旦大学金融研究中心主任 孙立坚 也指出：尽管现在区块链技术引发了很多的争议，不过区块链作为一项基本技术，是有很大发展前景的，只不过在应用过程中出现了不恰当的状况，引发盲目追崇，带来炒作嫌疑。
The Director of the Centre for Financial Research at the University of Sanktan also pointed out that, while the technology of block chains is now subject to much controversy, the chain of blocks, as a basic technology, has great prospects for development, except that it is being applied in an inappropriate way, causing blindness and suspicion.
其他国家对“比特币”的监管措施
Regulatory measures for “bitcoin” in other countries
韩国金融监管机构：不排除关停交易所的可能
《央视财经评论》连线了韩国的特约记者 李香，介绍一下韩国市场的监管情况，和韩国市场的行情。
The Financial Review was linked to Korea's visiting journalist, Li Xiang, to give a presentation on the regulation of the Korean market and how the Korean market behaved.
18日韩国金融领域最高决策机构，韩国金融委员会就表示他们正在研究关闭存在违法行为的数字货币交易的相关法案，至于是否关闭所有的交易所，将慎重权衡，韩国政府之所以加强对比特币等数字货币的监管，主要是因为随着数字货币的投资过热，利用其进行投资诈骗洗钱等违法行为是非常多，近期韩国金融监督院已经对六家提供数字货币账付服务的银行进行了检查，韩国国税厅以及警方还对几家数字货币交易所进行了突击检查和搜查等等，韩国金融监督院下周将面向六家银行出台防止非法资金流入数字货币交易的规范，并将推出数字货币交易实名制，对交易进行增税等措施，可以看出韩国政府对数字货币市场的监管一事，势在必行了。
On 18 November, the Korean Financial Council, the highest decision-making body in the financial field, stated that they were studying the bill relating to the closure of digital currency transactions in violation of the law. As to whether to close all exchanges, it would be carefully weighed that the Korean Government had strengthened its regulation of digital currency, such as Bitcoin, mainly because of the high number of offences such as the overheated investment of digital currency and the use of its investment to defraud money-laundering. The Korean Financial Supervisory Authority had recently inspected six banks that provided digital money billing services, the Korea State Tax Office and the police had also carried out raids and searches on several digital currency exchanges, etc. The Korea Financial Supervisory Authority would introduce regulations to prevent the flow of illicit funds into digital currency transactions for six banks next week and would introduce measures such as a digital currency trading real name system, which would increase taxes on transactions.
法德将联合向二十国集团提交比特币监管建议
Fath will jointly submit Bitcoin regulatory proposals to the G-20
法国经济和财政部日前提供的资料显示，法德两国将在今年3月向二十国集团共同提交比特币监管建议。
According to information provided by the French Ministry of Economy and Finance, the French and German countries will jointly submit their Bitcoin regulatory proposals to the G-20 in March this year.
另据法国媒体报道，阿尔特迈尔 当日在新闻发布会上说，对于比特币及其他类似货币，德法政府有共同责任向两国民众解释此类货币的风险，以及通过监管来减少风险。
Also reported in the French press, Altmer stated at a press conference that the German and French Governments had a joint responsibility to explain to the population of both countries the risks of such currencies and to mitigate them through regulation.
有别于传统货币，比特币实际上是一种基于区块链技术的加密数据。目前，已有多个国家出于管控金融风险、打击洗钱行为等考虑，收紧对比特币的监管。
Unlike traditional currencies, Bitcoin is actually an encrypted data base based on block-chain technology. Currently, several countries have tightened their control over bitcoin for reasons of financial risk control, anti-money-laundering, etc.
揭秘“高回报”里的圈套：一个骗局疯狂圈钱上亿元！
"Strange" exposes the traps of "high paybacks": millions of dollars in a hoax!
有人说，“虚拟货币”是一场泡沫，其实，在虚拟货币的世界里，除了泡沫，还有骗局。
Some say that “virtual currency” is a bubble, but in the world of virtual currency there are frauds in addition to bubbles.
前不久广东省阳江市公安局江城分局告破一桩诈骗案。他们在广州市南沙区的一个小区抓捕到一个已经消失两年的人，黄靖。和他一起被抓的还有他的妻子和女儿。
A recent case of fraud was opened by the Yangjiang Public Security Bureau of Guangdong Province. They arrested a person who had disappeared for two years, Huang Jing, in a small district in Nansha District, Guangzhou City. He was also arrested with his wife and daughter.
借钱100万，两个月赚利息11万 是馅饼还是陷阱？
One million dollars on loan, $110,000 on interest for two months, pie or trap?
事主 庞先生：我跟他第一次认识的时候，是通过银行的关系，朋友认识的，第一次见面就在酒店那里喝早茶。他就跟我提出借钱的事。
Mr. PON: When I first met him, he was in a bank, a friend, and he first met at the hotel for breakfast. He asked me about the loan.
第一次见面就提出借钱，而且一开口就要借一百万，庞先生一开始坚决不肯答应，但黄靖却给出了一个让他难以拒绝的条件。
The first time Mr. Pang refused to do so, but Huang Xing offered a condition that would make it difficult for him to refuse.
黄靖告诉庞先生，他的厂子生产出一种市面上特别稀缺的产品，眼下急需资金扩大规模。就这样，庞先生在高额利息的引诱下，在两年时间里共借给黄靖一千多万元，但到了约定的还款日时，黄靖不仅没有还钱，还消失得无影无踪。种种迹象表明，这并不是简单的债务纠纷，而很有可能是一起以高额利息为诱饵的集资诈骗案。
Huang Jing told Mr. Pang that his factory produced a particularly scarce product on the market, and that there was an urgent need for capital to be scaled up. Thus, Mr. Pang, lured by high interest rates, loaned more than $10 million over two years to Huang Jing, but by the agreed repayment date, he not only had no money, but also disappeared.
接到庞先生的报警后，阳江市公安局江城分局，立即成立了专案组。经过初步调查民警发现，黄靖是当地一位颇有名气的企业家，其名下有西朗工业有限公司等企业，这些企业都是家族企业，公司法人等重要职位，都由他的妻子女儿等人担任。黄靖就以公司发展业务等借口，以高额利息为手段，大肆进行非法贷款，受害者多达20余人，涉案金额高达近亿元。比如这位吴先生就被黄靖借了510万。
After receiving Mr. Pang’s report, an ad hoc unit was set up at the Yangtyang City Public Security Bureau. After preliminary investigation, the police found that Huang Jing was a well-known local entrepreneur, known as Silang Industries Ltd., and that important positions such as family enterprises, corporate corporations, etc. were held by his wife’s daughter and others. Huang Jing, under the pretext of developing his business, used high interest rates as a means to make illegal loans, and more than 20 victims were involved, amounting to nearly 100 million yuan. For example, Mr. Wu was loaned $5.1 million.
事主 欧先生：当时他说领导会给批文给他，批他几个新的加油站，让我们借钱给他去拿下这个指标，那加油站拿出来都是几千万的，他都是以这些为幌子。很多人都信了，不是只有我一个。
Mr. O: At the time, he said that the leader would give him the papers, give him a few new gas stations, let us lend him money to get the indicators, and that the gas stations were tens of millions of dollars, and he used them as a cover. Many people believed, not just me.
广东省阳江市公安局江城分局经侦大队一中队副队长 冯宁宁：债权人所借贷给他的利息是不等的，就是多的，多到按星期分期，就是七天或者十天一期，一期的情况下，高的利息高到五分。
Von Ningning, Vice-Captain of the Yangtze Division of the Public Security Bureau of Guangdong Province, after the investigation team, lent interest to him in different ways, as much as a weekly cycle of seven or ten days, and in one case the interest is as high as five cents.
以七天的周期来算，如果借一百万给黄靖，一个月就有20万元的利息，在金钱的诱惑下，很多人匆匆与黄靖签下借款合同。那么黄靖为什么要借这么多钱？是为了公司业务发展，还是另有所图？为了找到答案，民警赶往工商局、税务局等相关部门，展开了调查。
In a seven-day cycle, if you borrow a million dollars to Huang Jing, you will have interest of $200,000 a month, and many people rush to sign a loan contract with Huang Jing under the temptation of money. So why did he borrow so much money? Is it for business development or something else? To find the answer, the civilian police went to the relevant departments of the Bureau of Commerce and Industry, the Tax Administration, etc. and opened an investigation.
黄靖的企业仅仅只是一家小公司，不要说还钱，就连按时支付这近一个亿贷款的利息都不可能，那他借的那一亿元到底用于何处了呢？
Huang Jing's company is just a small company, not paying back money, not even paying interest on a loan of nearly a billion on time.
冯宁宁：在我们查获的资金流水中，用于还贷，或者还这些债权人的利息本金的情况下，仅仅只有一千多万，其余七千多万去向不明。
Von Ningning: In the flow of funds that we have seized, which is used to repay loans, or to repay the principal interest of these creditors, there are only more than 10 million, and the remaining 70 million are unaccounted for.
黄靖所谓的高额利息，只不过是贷款人本金中的一部分，羊毛出在羊身上，贷款人所拿到的利息其实都是他们自己的钱。
Huang Jing's so-called high interest rate is only part of the lender's principal, the wool comes out of the sheep, and the lender's interest is actually their own money.
全家涉案 “白富美”原来是诈骗犯
The whole family was involved in "Black Fummy" being a fraudster.
起初与贷款人见面，为了给贷款人留下企业很有前景的印象，黄靖都会特意叫上自己的女儿黄某怡，并且告知对方，女儿是外贸专业的大学生，以后企业会慢慢交给她来打理。
At first meeting with the lender, in order to give the lender a promising impression of the business, Huang Xiaoyi specifically called her daughter and informed the other that the daughter was a student in foreign trade and that the business would then be handed over to her to take care of her.
黄靖一家分工明确，黄靖主要是负责向贷款人介绍项目展现实力。他的妻子与女儿则负责借款合同的起草以及签署，而且这些借款合同也都以其妻子以及女儿的名义签订。
The Huang Jing family has a clear division of labour, and Huang Jing is primarily responsible for presenting the project to the lenders. His wife and daughter are responsible for drawing up and signing the loan contracts, which are also signed in the name of his wife and daughter.
广东省阳江市公安局江城分局经侦大队一中队副队长冯宁宁：他可能不在同一间银行存钱，也可能在不同的窗口柜台进行转账，甚至在同一个柜台转账，他不一定用他自己的名字，所以我们在调取凭证和打印银行流水的时候就没办法关联起来。
Vice-Captain Von Ningning of the Gang City Division of the Yangtze Public Security Bureau, Guangdong Province: He may not hold money in the same bank or make transfers at different windows counters, even if he does not necessarily use his own name in the same counter, so we cannot link up when collecting vouchers and printing bank fluids.
民警在侦查过程中发现，黄靖具有很强的反侦查能力，在与受害人签订借款合同时，从来都不会写明利息是多少，只是与受害人私下约定数目。
During the investigation, the civilian police found that Huang Jing had a strong counter-investigation capability and that when entering into a loan contract with the victim, he would never specify what interest was, but only agreed to the amount in private with the victim.
（原文题为《 2018开年最惊悚的"鬼故事"！暴跌又暴涨...还有人疯狂圈钱上亿元！》）
[Original: #nbsp; the most creepy "Ghost Story" of 2018! Falls and rises... and people go crazy for billions of dollars!]
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