比特币（Bitcoin）是一种使用去中心化技术实现点对点交易的数字货币。与传统货币不同的是，比特币的价格波动较大，而且使用比特币进行交易时，需要支付一定的手续费，这就是比特币的资金费率。
Bitcoin is a digital currency that uses decentralised technology to achieve point-to-point transactions. Unlike traditional currencies, bitcoin prices fluctuate considerably and transactions with bitcoin are subject to a certain transaction fee, which is the Bitcoin fund rate.
随着比特币的普及，比特币的交易量也在不断增加。然而，由于比特币的区块大小有限，导致交易速度变慢，同时也增加了交易费用。为了避免过高的交易费用，一些用户选择设置极低的交易费用，甚至不支付任何手续费。
However, the limited size of Bitcoin’s blocks slows down transactions and increases transaction costs. In order to avoid excessive transaction costs, some users choose to set very low transaction costs, even without paying any fees.
然而，这种做法却会导致交易被放入未确认交易池，需要等待更长时间来确认交易。而且，未支付手续费的交易，可能会被有意恶意挤占资源的人删除，从而导致交易失败。
However, such an approach would result in transactions being placed in an unacknowledged pool, which would require longer periods of time to confirm transactions. Moreover, transactions that do not pay the fees may be deleted by those who deliberately crowd out the resources, leading to a failure of the transaction.
为了解决手续费过低的问题，比特币钱包提供了资金费率机制。在比特币交易中，交易手续费不仅是使交易确认加速的必要条件，也是矿工获得交易确认奖励的重要来源。为了鼓励用户支付更多的手续费，Bitcoin Core引入了一种名为资金费率的机制。
In the case of Bitcoin transactions, transaction fees are not only a necessary condition for accelerating transaction recognition, but also an important source of incentives for miners to obtain transaction recognition. In order to encourage users to pay more fees, Bitcoin Core introduced a mechanism called a fund rate.
资金费率是一种动态的机制，为比特币网络提供了一个自动调整交易手续费的机制。每当未确认交易池中的交易数量超过某个阈值时，资金费率就会自动调整，以鼓励用户支付更高的手续费。这样可以确保交易按照用户设置的手续费快速确认。
The fund rate is a dynamic mechanism that provides the Bitcoin network with an automatic mechanism for adjusting transaction fees. Whenever the number of transactions in the pool is not confirmed above a certain threshold, the fund rate is automatically adjusted to encourage users to pay higher charges.
比特币资金费率是一种动态的机制，可以自动调整交易手续费，以鼓励用户支付更高的手续费。这样可以减缓未确认交易池的拥堵，使交易更快速，更可靠。
The Bitcoin rate is a dynamic mechanism that automatically adjusts transaction fees to encourage users to pay higher fees. This can ease the congestion of the unacknowledged pool and make transactions faster and more reliable.
然而，我们也需要注意到，资金费率机制的引入并不是解决比特币交易手续费的唯一途径。在未来，随着比特币技术的不断升级，也可能会有其他更好的解决方案出现。
However, we also need to note that the introduction of a fund-rate mechanism is not the only way to settle Bitcoin transaction charges. In the future, as bitcoin technology upgrades, there may be other better solutions.
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